The first step to applying for a government-backed mortgage is to get pre-approved by a lender. A lender can help you determine which program is right for you and guide you through the application process.
Once you have been pre-approved, you will need to gather the following documents:
- Proof of income
- Proof of assets
- Credit report
- Home appraisal
You will then need to submit your application to the lender. The lender will review your application and make a decision on whether to approve your loan.
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