A: There are a number of factors that affect mortgage rates, including your credit score, the size of your down payment, the type of loan you choose, the length of the loan term, and the current interest rate environment.
Q: How can I improve my credit score?
A: There are a number of things you can do to improve your credit score, including paying your bills on time, keeping your credit utilization low, avoiding taking on new debt, and disputing any errors on your credit report.
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