6. Consider a Co-Signer or Collateral
If you have a limited credit history or a low credit score, you may consider getting a co-signer or offering collateral to secure your loan. A co-signer is someone who agrees to share the responsibility of repaying the loan if you default. Collateral, such as a car or real estate, can also be used to secure a loan and reduce the risk to the lender.
7. Explore Online Lenders