A: To improve your credit score, focus on paying your bills on time, reducing your credit utilization, and avoiding unnecessary credit inquiries. You can also consider disputing any errors on your credit report.
Q: What is the difference between a secured and unsecured loan?
A: A secured loan is backed by collateral, such as a home or vehicle. Unsecured loans do not require collateral but typically come with higher interest rates due to the increased risk for lenders.
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