What are the different fees associated with a mortgage?
There are a number of different fees associated with a mortgage, including origination fees, closing costs, and annual fees. Origination fees are charged by the lender for processing your loan application. Closing costs are the fees that are paid at the closing of your loan, and they can include things like attorney fees, title insurance, and recording fees. Annual fees are ongoing fees that are charged by the lender for servicing your loan.
How can I negotiate the best possible mortgage terms?
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