A: While it is possible to buy a house without a real estate agent, it is not recommended. Real estate agents have extensive knowledge of the market and can provide valuable guidance throughout the buying process. They can help you find suitable properties, negotiate the best price, and ensure a smooth closing.
Q: What are closing costs and who pays them?
A: Closing costs are fees associated with finalizing a mortgage loan and purchasing a home. These costs can include appraisal fees, loan origination fees, title insurance, and attorney fees. Typically, the buyer is responsible for paying the majority of the closing costs, but in some cases, the seller may agree to cover certain expenses.
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