- Pay your bills on time, every time.
- Keep your credit utilization low.
- Limit applying for new credit.
- Dispute any errors on your credit report.
- Build a positive credit history by using a credit card and paying it off in full each month.
Why is it important to shop around for a mortgage?
Comparing offers from multiple lenders is essential to find the most competitive rates and terms. Different lenders may offer varying interest rates, fees, and closing costs. By shopping around, you can potentially save thousands of dollars over the life of your loan.
What fees and closing costs should I expect?
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